Tune Protect Insurance Made Easy
Call Center 1183
Health and Critical Illness Insurance

Bao Wan Protect

  • Coma caused by diabetes coverage up to 2,000,000 Baht*
  • The applicant must be 1 - 65 years of age
  • Receive compensation in case of inpatient treatment (Max 30 days)
  • Free! access to the Dfit Health program for a wide range of protection just for you and blood test program by affiliated hospitals

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Policy Wording

  1. information
  2. Select Plan
  3. Health Questions
  4. Personal Detail
  5. Confirmation and Payment
Fill in the information to calculate your premiums and coverage

Please fill in your details

Please fill out the information to calculate your body mass index (BMI) ?Body Mass Index (BMI) is a person’s weight in kilograms (or pounds) divided by the square of height in meters (or feet). A high BMI can indicate high body fatness. BMI screens for weight categories that may lead to health problems, but it does not diagnose the body fatness or health of an individual.

Insurance underwriting conditions

  1. Get coverage from 1 - 65 years old
  2. Has never been diagnosed with high blood pressure and/or type 1 type 2 diabetes before the insured period.
  3. Never been denied a life insurance application or personal accident insurance or health insurance or income compensation insurance or critical illness insurance or being denied renewal of the insurance contract or be charged an additional premium for such insurance.
  4. The insured has never been or has had symptoms or have been treated or is currently being treated or have been told by a doctor about heart disease, diabetes, high blood pressure, kidney disease, liver or biliary tract disease (including hepatitis B/C), blood disease, tuberculosis, stroke, alcoholism, peptic ulcer disease or other gastrointestinal disease or physically handicapped.
  5. The Insured's parents and/or siblings have never been diagnosed with cancer, heart disease or stroke before the age of 60.
  6. Have a body mass index (BMI - Body Mass Index) not more than 35 (calculated from weight and height).
  7. Waiting period 90 days
  8. Limit the number of insurance policies 1 policy for an insured only.
  9. No health check necessary unless there are discrepancies in the health declaration (In the event which there is a discrepancy in the health declaration or information is insufficient. The Company reserves the right to request a health check-up before issuing an insurance policy.)
  10. The insured must have stay in Thailaกd’s territory only.
  11. You are entitled to the right to cancel the policy (Free Look Period) within 15 days from the date of receiving the policy. Free of charge.
  12. Customers who will be eligible for Dfit Program (Powered by Naluri) are Tune Protect Thailand policyholders who have opted for the specific Bao Wan Protect insurance plan with Dfit Program


  1. Health declaration is one of the factors in underwriting consideration or paying under the insurance contract.
  2. The aforementioned insurance premiums are already inclusive of duties and taxes.
  3. Buyers should understand the details of coverage and conditions before making an insurance decision every time.
  4. The premiums and insurance plans are applicable to purchasing through online channels and by phone only.
  5. Bao Wan Protect (Diabetes Insurance) premiums cannot be tax-deductible.


Frequently asked

Product Information

  • What are the advantages of Baowan Protect (Diabetes protection Insurance)?

    Baowan Protect (Diabetes Protection Insurance) has the following coverages:
    1. If newly diagnosed with type 1 or type 2 diabetes
    2. Diabetic retinopathy (one eye or both eyes)
    3. Severe illness due to diabetes
    4. Diabetic coma
    5. Daily Inpatient compensation due to diabetes
    6. Accidental death, dismemberment, loss of sight, or total permanent disability

  • What is the qualification of the applicants for Baowan Protect (Diabetes Protection Insurance)?

    1. Applicable to those with age range from 1-65 years old
    2. For Thai nationals or those who reside full time in Thailand only
    3. Have never been diagnosed with high blood pressure and/or type 1 or type 2 diabetes before being insured
    4. The insured can apply for a maximum of 1 insurance policy
    5. Must have a body mass index (BMI) not greater than 35

  • Can foreigners buy Baowan Protect (Diabetes Protection Insurance)?

    You can buy it, but you must be a full-time resident of Thailand

  • If I have a history of other illnesses, can I apply for Baowan protect Insurance?

    People with a history of other illnesses (except blood pressure, heart disease, hyperlipidemia, high blood pressure, kidney disease, liver or biliary tract disease (including hepatitis B/C), blood diseases, tuberculosis, stroke, alcoholism, peptic ulcer) can apply for Baowan Protect (Diabetes Protection Insurance), but it does not cover pre-existing illnesses or symptoms related to pre-existing illnesses.

What are the steps to claim and documents are required

  • What is the procedure for making a claim and who are the contact persons?

    Claim process:
    1. Prepare documents according to the scope that you want to claim benefits, click here to view
    2. Download the claim form, click to download and submit claim by email to this address: [email protected]
    3. Send all original documents needed by post: 3199 Maleenont Building, 14th Floor, Rama 4 Road, Khlong Tan Subdistrict, Khlong Toei District, Bangkok 10110

  • After the claim department has received complete claim documents, how many days will the insured receive the compensation?

    The claim department will complete the claim process within 15 days from the date the company has received the correct and complete documents.

After-sales Blood Sugar Test service (one complimentary test each year the policy is active)

  • 1. How can I use the Blood Sugar Test service?

    • Take a blood test at the hospital of your choice.
    • Show the blood test code received from Tune Protect Thailand to the staff at the hospital registration point.
    • Hospital staff will then check the right to use the service.
    • The insured receives a blood test according to the program specified by the Company.
    • The insured waits for the blood test results from the hospital.
  • 2. How to use the Dfit application (Powered by Naluri)?

    Download the application on your mobile phone.
    1. Click the “Register” button on the Dfit Program website https://www.naluri.life/th/
    2. Fill in the diabetes insurance policy number (Baowan Protect).
    3. Download Naluri application on Google Play Store or Apple Store
    4. Start creating your account now!

  • 3. What is the benefit of this Dfit Program (Powered by Naluri) Application?

    • There is a health check-up program.
    • You can consult with your coach anytime, anywhere.
    • Help control diabetes and diabetes-related diseases.
    • Provide counseling and promote good mental health.
  • If the insured of Baowan Protect (Diabetes Protection Insurance) wants to change personal information, how do I proceed?

  • If the insured of Baowan Protect (Diabetes Protection Insurance) wants to change the beneficiary, what should I do?

Other Enquiries

  • Does the Baowan Protect insurance policy guarantee renewal?

    There is no guarantee of renewal.

  • Is the Baowan Protect Insurance Policy have a fixed premium?

    The premium is based on the insured's age and the company reserves the right to increase insurance premiums at time of renewal.

  • Refusal to renew Baowan Protect Policy (Diabetes Protection Insurance)

    The company has the right to refuse renewal for the Baowan Protect insurance policy only if:
    1. The insured claims type 1 diabetes.
    2. The insured does not strictly follow the instructions in the Dfit app or the insured shows signs of worsening diabetes symptoms.

  • Can diabetes Protect premiums be tax deductible?

    This premium cannot be tax-deductible.

  • How to contact us for more details

    1. Call: 1183 Customer Service
    2. Inquire via Facebook Page: Tune Protect Thailand
    3. LINE Official: @tuneprotect
    4. Email: [email protected]

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