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Health and Critical Illness Insurance

Bao Wan Protect

  • Coma caused by diabetes coverage up to 2,000,000 Baht*
  • The applicant must be 1 - 65 years of age
  • Receive compensation in case of inpatient treatment (Max 30 days)
  • Free! access to the Dfit Health program for a wide range of protection just for you and blood test program by affiliated hospitals

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Policy Wording

  1. information
  2. Select Plan
  3. Health Questions
  4. Personal Detail
  5. Confirmation and Payment
Fill in the information to calculate your premiums and coverage

Please fill in your details

Please fill out the information to calculate your body mass index (BMI) ?Body Mass Index (BMI) is a person’s weight in kilograms (or pounds) divided by the square of height in meters (or feet). A high BMI can indicate high body fatness. BMI screens for weight categories that may lead to health problems, but it does not diagnose the body fatness or health of an individual.

Insurance underwriting conditions

  1. Get coverage from 1 - 65 years old
  2. Has never been diagnosed with high blood pressure and/or type 1 type 2 diabetes before the insured period.
  3. Never been denied a life insurance application or personal accident insurance or health insurance or income compensation insurance or critical illness insurance or being denied renewal of the insurance contract or be charged an additional premium for such insurance.
  4. The insured has never been or has had symptoms or have been treated or is currently being treated or have been told by a doctor about heart disease, diabetes, high blood pressure, kidney disease, liver or biliary tract disease (including hepatitis B/C), blood disease, tuberculosis, stroke, alcoholism, peptic ulcer disease or other gastrointestinal disease or physically handicapped.
  5. The Insured's parents and/or siblings have never been diagnosed with cancer, heart disease or stroke before the age of 60.
  6. Have a body mass index (BMI - Body Mass Index) not more than 35 (calculated from weight and height).
  7. Waiting period 90 days
  8. Limit the number of insurance policies 1 policy for an insured only.
  9. No health check necessary unless there are discrepancies in the health declaration (In the event which there is a discrepancy in the health declaration or information is insufficient. The Company reserves the right to request a health check-up before issuing an insurance policy.)
  10. The insured must have stay in Thailaกd’s territory only.
  11. You are entitled to the right to cancel the policy (Free Look Period) within 15 days from the date of receiving the policy. Free of charge.
  12. Customers who will be eligible for Dfit Program (Powered by Naluri) are Tune Protect Thailand policyholders who have opted for the specific Bao Wan Protect insurance plan with Dfit Program


  1. Health declaration is one of the factors in underwriting consideration or paying under the insurance contract.
  2. The aforementioned insurance premiums are already inclusive of duties and taxes.
  3. Buyers should understand the details of coverage and conditions before making an insurance decision every time.
  4. The premiums and insurance plans are applicable to purchasing through online channels and by phone only.
  5. Bao Wan Protect (Diabetes Insurance) premiums cannot be tax-deductible.